Ana Vargas, 40, was caught off guard when she felt a rat inside her pants scratching at her leg causing her to strip half-naked in front of other commuters.
According to gothamist, Vargas was attacked by the ra on a southbound A Train and now suffers from PTSD due to the experience.
After reaching the 59th Street Columbus Circle Station police to her to Roosevelt Hospital where she was given anti-virus and anti-rabies shots, and was treated for the scratches.
The MTA is investigating how the rat got onto the train.